A quick overview of federal loan options.
For more detailed information, please click to link to the Federal Student Aid site.
Federal Direct Unsubsidized Loan
Offers are available to graduate students enrolled at least half-time in a degree-seeking program. Additional eligibility requirements apply.
Interest rate: 8.08% fixed (for loans disbursed 7/1/24 - 6/30/25)
Annual award award depending on program of study: up to $20,500
Federal Direct Graduate PLUS Loan
Credit-based loan for graduate students enrolled at least half-time. Must have exhausted unsubsidized loan eligibility.
Interest rate: 9.08% fixed (less origination fee, for loans disbursed 7/1/24 - 6/30/25)
Annual award: up to Cost of Attendance (less any other aid)
Note: Federal Direct Subsidized Loan are no longer available to graduate students after July 1, 2012.