Life Insurance, Long Term Disability Insurance & Short-Term Disability Insurance
OneAmerica - Life, Disability and EAP insurance provider
Basic Life and AD&D Insurance
The 911爆料网 provides Basic Life and Accidental Death and Dismemberment (AD&D) insurance equal to 1x the employee's annual base pay up to $100,000 to all eligible employees. The University pays 100% of the cost for this coverage. Employees are automatically enrolled in Basic Life and AD&D upon becoming eligible.
Voluntary Life/AD&D Insurance
Employees may also purchase Voluntary Employee, Spouse and Child Life and AD&D Insurance.
| Coverage Available | |
| Employee |
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Spouse
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| Child(ren) |
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Short Term Disability (STD) and Long Term Disability (LTD) Insurance
The University provides Long Term Disability (LTD) insurance to protect your income
if you become disabled and unable to work for an extended period of time. In addition,
you may purchase "buy-up" coverage to supplement this protection.
|
LTD Core Benefit |
|
| Benefit | 50% of basic monthly earnings |
| Elimination Period | 180 days |
| Maximum Benefit | $2,500/month |
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LTD Buy-up |
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| Benefit | 60% of basic monthly earnings |
| Elimination Period | 180 days |
| Maximum Benefit | $8,000/month |
Short-Term Disability Insurance
| STD Benefit | |
| Benefit | 60% of weekly earnings |
| Elimination Period | 14 days injury/ 14 days sickness |
| Maximum Benefit | $1,000/week |